Protect Your Practice While Making Chiropractic More Affordable for Your Patients!

 

• 35+ Years
• Almost 4,000 Providers
• 1,000,000+ Members
• No Cost to Doctors


Give us 1 hour and we'll have you up and running...legally!

Become A CLA Provider Today!


A Personal Message From Dr. Rick Franks

Why I founded Chiropractic Lifecare of America more than 35 years ago—and why I still believe our mission matters today.


What is Chiropractic Lifecare of America?

 

Chiropractic Lifecare of America (CLA) is a nationwide Discount Medical Plan Organization (DMPO) that helps chiropractors provide affordable care to cash and underinsured patients through a professionally structured discount program.

 

For over 35 years, CLA has helped thousands of chiropractors create compliant fee structures while making chiropractic care more affordable for the patients who need it most.

 

No enrollment fees

 

No monthly fees

 

No annual fees

 

DMPO certified in 49 states

 

Thousands of participating providers

 

Over one million members with access to the network 

 

Why Join Chiropractic Lifecare of America?

 

Doctors join CLA for one simple reason:

It helps them serve more people while protecting their practice.

As a CLA provider, you can:

 

    ✅Offer affordable care to cash patients 

    ✅Make chiropractic affordable for families  

    ✅Create a compliant discount structure

    ✅Avoid common dual-fee pitfalls

    ✅Receive provider referrals

    ✅Gain exposure through our provider directory

    ✅Access staff training and educational resources

    ✅Work with a company founded and managed by a chiropractor

 

And it costs absolutely nothing to participate.

 

Save hours of time and money on paperwork and quit losing patients because their insurance ran out!

 

No age limit: From infants to seniors, our program supports patients of all ages.

 

At CLA, we prioritize the well-being of both patients and providers. Here are some of the incredible benefits our program offers for patients:

  

✅No deductibles: Say goodbye to frustrating out-of-pocket costs.

 

✅Receive the care you need without worrying about arbitrary restrictions your insurance company places on you.

  

✅No enrollment exams: Joining our program is simple and straightforward—no exams are required.

 

Who This Is For

CLA Is Ideal For:

  • Practices who want to keep their patients after insurance runs out

  • Doctors who want to stay compliant with the "Rules"

  • Cash-based practices "who still deal with Medicare, PI, WC, etc."

  • Family practices

  • Wellness-oriented practices

  • Patients who have extremely high deductibles or are underinsured

  • Practices looking for a compliant discount structure

  • Doctors who want to simplify patient affordability

 

Here's What Else CLA Does For Your Practice

When you become a CLA provider, you receive:

  •  A compliant discount structure for cash patients

  •  A contracted fee schedule

  •  Access to a nationwide provider network

  •  Increased visibility through our provider directory

  •  Marketing materials to promote your services

  •  Staff training resources

  •  Ongoing support from a company founded and operated by a practicing chiropractor


Best of all, there is absolutely no cost to become a provider.

Become A CLA Provider Today!

Just don't let it happen to you!

Many practices, despite good intentions, often unknowingly violate laws regarding cash discounts, dual fee systems, yearly plans, time of service options, and unlimited care. It’s crucial to understand the rules and avoid costly mistakes. At CLA, we offer a simple solution that won’t cost you a penny and can transform the way your practice operates!

Imagine this: Your staff no longer needs to fight the insurance companies in order to get paid.  Instead, they can focus on providing exceptional patient care—the most important aspect of their role.

Need More Reasons To Choose CLA?

OK, here's more!

Unlimited Visits with No Restrictions

 Unlimited chiropractic visits—no deductibles, no maximum dollar limits, no visit caps, no pre-existing condition exclusions, no age limits, and no enrollment exams. Patients get the care they need without barriers or paperwork. Supports hybrid practices by enabling predictable, compliant cash collections at the time of service —patients pay discounted rates upfront, reducing uncertainty and encouraging consistent care without policy exceptions that drain revenue.

Family Coverage for One Low Fee

One flat $49.95 annual membership fee covers you and your entire immediate family—making high-quality chiropractic accessible for households, not just individuals.
Supports hybrid practices by appealing to self-pay or underinsured families, helping avoid extending unsecured credit or indefinite open balances while boosting retention through affordability and convenience.

Almost 4000 Credentialed Providers Nationwide

Access to one of America's largest independent networks of hand-picked, annually re-credentialed chiropractors—ensuring quality care available in neighborhoods across 49 states (excluding Washington). Supports hybrid practices by providing reliable options for patients to receive in-network discounts compliantly, preventing "quiet revenue loss" from inconsistent fees or poorly defined visit types and maintaining professional relationships in PI cases without relying on uncertain attorney payments.

No Claim Forms or Administrative Hassle

 Simple: Patients show their membership card for instant discounts—no paperwork, no claims processing, no waiting periods. Supports hybrid practices by streamlining operations, freeing staff for confident financial conversations and aligning with structured fee systems that eliminate guesswork.

Deep, Fixed Discounts

50% off initial exams, consultations, diagnostics, and in-house X-rays; minimum 20% off chiropractic adjustments.

Supports hybrid practices by ensuring consistent, defensible discounting—patients qualify clearly, and collections happen reliably at dispensing, reducing risks in Medicare where discounts are limited outside compliant networks.

12-Month Money-Back Guarantee

Full refund if savings don't at least equal the membership cost within the 1st year—risk-free for patients and builds trust. Supports hybrid practices by minimizing resistance and "buyer's remorse," encouraging upfront payments and predictable revenue flow without compliance missteps

Besides the ability to reduce your fees and work within almost any system you already have, we can make it legal for you to do so.

Here are some other benefits we offer:

 

  • Regular provider newsletters: Stay ahead of the curve with expert insights, marketing tips, and practice growth strategies.
  • A private Facebook page for providers only, where ideas can be exchanged, and materials can be given out for the provider's benefit.
  • Answering patient questions: Access comprehensive educational materials to confidently address patient inquiries regarding not only CLA but health questions in general.
  • Family plans: Extend your care to the entire family, promoting holistic wellness at an affordable price that the breadwinner can afford.
  • Educational materials for your website: Enhance your online presence with engaging and informative content that attracts new patients.
  • Patient educational materials for social media: Utilize our library of 50+ videos and resources to amplify your social media marketing efforts.
  • Regular educational newsletters to your CLA patients: Nurture a lasting connection by sharing wellness education and emphasizing the importance of lifelong chiropractic care.
Become A CLA Provider Today!

We Offer Corporate Plans Too!

We also offer a corporate plan for businesses, allowing discounted care for all employees.

Whether your patients work for a company or own one, our corporate plan promotes well-being and productivity throughout the entire workforce. Become the chiropractor for the whole company!

What Some Of Our Providers Are Saying

"Thank you for sharing. It is sad some of the things that happen within our profession.

I have been a Chiropractic Lifecare of America network provider for almost 20 years. It has made our life so much easier - legally, ethically, and morally."

Dr. Sandy

"Every BODY on the planet needs Chiropractic care.

With the stipulations, high insurance deductibles and rising co-pays each year with health insurance, Chiropractic Lifecare of America makes care affordable offering deep discounts.

So our patients and their families can get the care they need and know exactly what they will pay each visit. Thank you CLA!!"

Dr. Sautre

"My wife and I were very blessed to do an internship in an office that utilized CLA before we opened our own practice. We were super impressed with not just the discounts that CLA offered for the practice members, but the customer service was truly incredible as well.

We recently opened a brand new state of the art office that utilizes the CLA discount program and what a blessing this has been to us as it has made care more affordable for so many people.

At no cost to us, we are able to take care of more families which is truly our hearts desire.

CLA has made opening a brand new office so much easier and we would definitely recommend it for all chiropractic offices."

Dr. Jacob

"Our staff and practice members love using Chiropractic Lifecare of America! Not only is the program easy to implement and explain, but their customer service and availability for questions surpass many other businesses we work with.

Thank you for making our care more affordable and allowing us to serve more families!

Without CLA, many families we serve wouldn't be able to afford the care they are receiving with us.  It is a valuable resource in creating a healthier community!"

Dr. Clare

Become A CLA Provider Today!

Here's why Chiropractic Lifecare of America outshines the other discount plans.

 

Become A CLA Provider Today!

More From Our Providers

"CLA increased my cash patients by 40% compliantly – better than any other plan!"

Dr. Mark T

"I was referred to CLA...they  simplified (and legalized) my cash program.  It automatically grew my family practice!"

Dr. Emily R

“Because of CLA, I can provide care to the young Military at our 5 bases, that otherwise would not be able to come”

Dr. Koontz

Here are the 3 simple steps to getting started today.

  1. Fill out the form to get started ➡️
  2. Complete the Provider application
  3. Become Credentialed and Start Serving CLA Members

It's just that simple!

Join for Free 

Get started today and legalize your cash program.

Fill out the form below and you will receive an email with an application to become a CLA Provider.

Our Providers Love CLA

"Chiropractic Lifecare of America has provided an affordable means to help potential patients who either do not have insurance coverage or cannot afford treatment to become patients at affordable pricing.

This has helped us capture potential new patients that otherwise would not have been able to afford care.

We present it to these patients as a discount club that they can join and we are contracted with to provide services for club members at affordable pricing."

Dr. Smith

"The CLA program is wonderful, both for patients and doctors.

As you know the greedy health insurance companies have dramatically raised deductibles/copays and as a result drastically reduced reimbursement to doctors for services.

Honestly, unless you are a federal employee, it is frankly too expensive for most people to use their health insurance.

The CLA program bypasses the insurance nightmare and makes chiropractic services affordable for the patient and easier for the doctor due to less paperwork and no threat of post -payment audits by insurance companies.

Your office can still accept insurance policies, but by adding the CLA program you will see more patients and probably have less stress in your office too."

Dr. Craig

Millions of people still need chiropractic care.
Together, we can help them find it, afford it, and experience the difference it can make in their lives.

Become A CLA Provider Today!

This plan is a discount plan NOT a health insurance policy. This plan provides discounts at certain health care providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. The DMPO does make available an up-to-date list of all program providers which includes their name, city & state, and medical specialty prior to purchase, upon request. That the range of discounts for medical services provided under the plan will vary depending on the type of provider and the medical services received. The corporate name and the location of the licensed discount medical plan organization is: Access One Consumer Health, Inc. 84 Villa Road, Greenville, SC 29615; 1-800-896-1962; www.accessonedmpo.com.  This DMP is not available in the following states AK, MT, RI, UT, VT, WA.

Chiropractic Lifecare of America is not insurance; it is a discount program administered by AccessOne Consumer Health, Inc., 84 Villa Road, Greenville, SC 29615. CLA is available in all states except Washington. CLA will make available a list of Chiropractors in the following states: CT, DE, IN, MT, VT. Please read these legal notices and our privacy policy.